Life insurance backdating in kansas

23-Jun-2020 06:41

Fiduciary Liability: The liability placed on trustees, employers, fiduciaries and professional administrators with respect to errors and omissions in the administration of employee benefit programs Final Expenses: Expenses incurred at the time of a person's death.

These include but are not limited to:funeral costs, court expenses, current bills or debt, mortgages, loans and taxes.

Contract: An agreement between two or more parties with characteristics of mutual assent, competent parties, a valid consideration and legal subject *Coverage: Coverage is just another term for Insurance.

It can be used to mean either the dollar amounts of insurance purchased (0,000 of liability coverage), or the type of loss covered (coverage for theft).

Convertible Term: A policy that may be changed to another form by contractual provision and without evidence of insurability.

Does not include collapse due to design error or due to faulty workmanship or materials if the collapse occurs after construction is complete Collision Insurance: Provides for payment to a covered automobile resulting from the striking of another object by a moving vehicle Commercial General Liability Policy (CGL): A coverage which protects business organizations against liability claims for bodily injury and property damage.

Expected or Intended: An exclusion for injury or damage that is expected or intended Expediting Expense Coverage: Coverage providing reimbursement of expenses for temporary repairs and costs incurred to speed up the permanent repair or replacement of covered property or equipment Expense Constant: A small flat expense charged to Workers' Compensation policies Experience Modifier: A debit or credit factor developed by measuring the difference between the insured's actual past experience and the expected or actual experience of the class of business Expiration: The ending date of an insurance policy Exposure Base: The basis of rates that are applied to determine premium.

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